- Last Updated: 31 October 2015 31 October 2015
5. Can private Disability Insurance drop my coverage after I receive Social Security Disability?
It depends upon the language in the insurance policy or insurance plan. This is not a typical feature of private insurance policies regulated by the state and sold to the general public.
It might be a provision in a self-insured plan. The "dropping of coverage" differs from the offsetting of a disability benefit because of the receipt of Social Security benefits, discussed in #3 above.