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Suppose that until the onset of Myalgic Encephalomyelitis/Chronic Fatigue Syndrome (ME/CFS) or Fibromyalgia (FM) you have been healthy and fully or partially employed in your occupation or profession.

As the illness continues or worsens, you try with increasing difficulty to maintain your original level of work in order to maintain the necessary income and health insurance to meet your costs of living.

However, continuing full-time or part-time work often takes an increasing toll as you cannot expend the energy required, and the illness is exacerbated.